Dave Smith Motors

Rev. January 2011
FACTS	WHAT DOES DAVE SMITH MOTORS DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. The information can include:

*Social Security number and income

*account balances and payment history

*credit history and employment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Dave Smith Motors chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Dave Smith Motors share?	Can you limit this sharing?
For our everyday purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes-- Information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes-- Information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For our nonaffiliates to market to you	Yes	Yes

Questions?

Call 800-635-8000 ext 1216 or to opt out - go to: davesmith.com/optout.htm

FACTS | Page 2

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Who we are
Who is providing this notice?	Dave Smith Motors

What we do
How does Dave Smith Motors protect my personal information?	To protect your personal information for unauthorized access and use, we use security measures that comply with federal law. These measures include computer safegaurds and secured files and buildings.
How does Dave Smith Motors collect my personal information?	We collect your personal information, for example, when you * apply for financing * give us your income information or provide employment information * provide account information or give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only * sharing for affiliates' everyday business purposes--information about your creditworthiness * affiliates from using your information to market to you * sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

* Our affiliates include; Smith Preferred, Frontier Leasing & Sales.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

* Nonaffiliates we share with can include direct marketing companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

* Our joint marketing partners include banks and finance companies.

Other inportant information

I/WE ACKNOWLEDGE THAT I/WE HAVE RECEIVED A COPY OF THIS NOTICE.

_______________________________ Print Customer Name	_________________________________ Customer Signature	__________________________ Date
_______________________________ Print Customer Name	_________________________________ Customer Signature	__________________________ Date

800-635-8000

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