Dave Smith Motors has access to multiple lenders that offer very competitive rates and compete for your business. The application is easy to complete and only takes a few minutes. The best part is that you can complete the application entirely online from the comfort of your own home. Check out our finance application on our website to get started, and we look forward to helping you get approved for your next new or used car.
Thank you for applying for credit through Dave Smith Motors. You understand that by requesting to finance and applying for credit over the internet, you are ELECTRONICALLY authorizing Dave Smith Motors to access personal, non-public information that can be used to determine your credit worthiness. 

Furthermore, by authorizing this application, you understand what Dave Smith Motors's Privacy Policy is regarding your personal, non-public information, and that information can be sent to both affiliated and non-affiliated third-parties for purposes of completing your loan and other services as deemed necessary by Dave Smith Motors. Finally, Dave Smith Motors respects your privacy and upholds the most stringent guidelines and safeguards for protecting your information, and a more detailed explanation of Dave Smith Motors Privacy Policy can be obtained online at http://www.davesmith.com/privacy1.htm or will be sent to you upon request.

  • By clicking "I Agree" below, I acknowledge I have read and fully understand the terms and agreements as stated and accept them completely. I certify that the following information is complete and accurate. I authorize investigation of my credit and employment history, including obtaining credit reports. I authorize release of information about my credit experience with various lenders.


Before you Apply Online review the Terms and conditions listed below.

Terms and Conditions

  • Any information contained in this application may be verified or re-verified at any time by Dave Smith Motors , their agents, successors and assigns ("the Lender"), either directly or by a credit reporting agency, from any source named in the following application for credit. 

  • Your application may be sent to multiple lenders unless otherwise requested. The application will be retained by the lender(s) even if you are not approved.

  • Dave Smith Motors and "lender(s)" will rely on the information in the following application to be true and current. The applicant is responsible to amend and provide any additional informational facts that will support these statements prior to closing.

  • Dave Smith Motors and "Lender" make no representations or warranties, expressed or implied, to the applicant(s) or borrower(s) regarding the value, condition or identification of the vehicle to be purchased or re-financed.

  • Dave Smith Motors and "Lenders(s)" do not discriminate in any aspect of a credit transaction on the basis of sex, race, color, religion, natural origin, marital status, age, the fact that the applicant derives income from public assistance, or because an applicant in good faith, exercised any right under the Consumer Credit Protection Act.

  • Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.


All Drivers get the Best Rate Near Washington

At Dave Smith Motors, we work with drivers of all different credit backgrounds to help them get the financing they need at the rates they can afford. Whether you're a driver with perfect credit or a driver with subprime credit, our financing team will secure a deal you feel great about. Even if you're a driver who needs help repairing their credit, we can put together a payment plan that helps you do so. Visit our finance center for all of your car-buying questions, and let's help you get the car you want with confidence. 

Benefits of Buying a New Car Near Montana

Buying a new vehicle offers drivers many exciting perks, including having a vehicle with the best level of quality possible. A new vehicle also means warranty protection, which covers you when life becomes unpredictable. One of the best things about buying a new vehicle instead of leasing one is having complete ownership over the vehicle, which means you have no mileage or customization restrictions, and you can sell the vehicle at any time. 

New Cars, Trucks & SUVs for Sale in Idaho

If you're interested in buying a new vehicle from us, then visit our dealership to explore our inventory. We're the largest GM dealer in the Northwest and the largest Jeep Ram dealer in the world. Needless to say, you'll never run out of options when you shop with us. 

Benefits of Buying a Used Car Near Washington?

If you're car shopping on a budget, then buying a used vehicle is a great way to save. Shopping used doesn't mean that you must settle. In fact, buying used comes with many benefits over buying new, which include lower depreciation rates, lower maintenance costs, better resale value, and available vehicle history reports. Explore our used cars for sale today! 

Used Cars, Trucks & SUVs for Sale Near Montana

At Dave Smith Motors, we have an expansive inventory of pre-owned vehicles from many different makes and models. We have over 1,200 vehicles available in our inventory at any given time. Check out our pre-owned inventory to see which of our used models is the perfect fit for you. Then, apply for financing when you see a model that you love. 

Get Your Finance Questions Answered Near Idaho

Explore our used cars, trucks & SUVs for sale and contact the Dave Smith team to get all of your finance questions answered. Apply for financing, and get pre-approved in no time. Our team is ready to answer your questions, and schedule a test drive 
Have a question? 
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